1398 Poplar St

Accepted Offer with Contingencies. 6% From Seller for Closing Costs/Rate Buy Down!!! First-Time Home Buyer? Downsizing? Investing? Looking for flexible multigenerational living? This could be the one! With recent interior and exterior updates this inviting home offers a smart layout designed with comfort in mind. Cozy up beside the certified wood stove showcased against a beautiful brick accent wall or step outside to your private backyard, ready for your personal vision — garden, entertaining space, play area, or your own peaceful retreat. This is an amazing opportunity to get into this home with next to nothing out of pocket! Seller is offering to pay up to 6% toward your closing costs, pre-paids, and fees that can be utilized to buy your interest rate down, reimburse you for that appraisal, all costs to close, and any other misc. fees involved. *Closing costs: Lender fees, title insurance, and legal/attorney charges.*Prepaid expenses: Property taxes, homeowners insurance, and escrow setup.*Financing fees: Discount points, interest rate buydowns, or upfront mortgage insurance premiums (MIP).**On a VA loan, a seller can pay 100% of standard closing costs with no percentage limit, plus up to 4% of the home's reasonable (appraised) value in separate concessions. **The maximum seller credit (concession) allowed on an FHA loan is 6% of the lesser of the home's purchase price or appraised value.**The maximum seller credit (concession) allowed on a USDA loan is 6% of the property's sales price.**The maximum seller credit (or concession) on a Conventional loan with a 3% down payment is 3% of the purchase price.***Cannot be used for the down payment***Cannot be used for cash back to the buyer.***Cannot exceed the actual total closing costs.In addition,The seller has gone the extra mile before listing the home by completing a pre-listing inspection and hiring contractors to address identified health and safety items and other repairs.That means you can move forward with greater peace of mind and fewer surprises.*The seller's preferred lender is also offering to assist qualified buyers with an expedited closing and potential lender discounts!If you're interested in finding out how these incentives could work with your financing, call McKenzie for details and to see what you may qualify for.Bring your offer, bring your questions, and take advantage of an opportunity designed to make buying this home easier and more affordable.